Loan Purpose

Resources

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SMSF LOANS

In 2007 Legislation made it possible for investors to borrow within their Self Managed Super Funds (SMSFs). This video provides you some general information about SMSF Loans. For personalized advise, please contact our mortgage professionals to arrange a  complimentary session.  

FAMILY GUARANTEE HOME LOANS

With house prices being so high many first home buyers are finding it difficult to save the deposit they need. An option that may suit some first home buyers is a family pledge or family guarantee home loan. This video provides you some general information about Family Guarantee Home Loans. For personalized advise, please contact our mortgage professionals to arrange a  complimentary session.  

WHAT ARE THE COSTS OF REFINANCING?

People often think refinancing is difficult and expensive. It doesn’t have to be. Using our experienced Mortgage Professional can simplify the process as they guide you through the transaction and explain any fees or charges before you sign for a loan. This video provides you some general information about cost of refinancing. For personalized advise, please contact our mortgage professionals to arrange a  complimentary session. 

CONSTRUCTION LOAN

Construction Loans can be quite different to a standard home loan so it is important to understand what you are entering into. The Construction Loan is a loan that is drawn down in stages as your property is being built.  This video provides you some general information about the construction Loans. For personalized advise, please contact our mortgage professionals to arrange a complimentary session.

LMI - LENDERS MORTGAGE INSURANCE

Mortgage Insurance is necessary when purchasing a property if you have less than 20% deposit or insufficient equity in an existing property. This video provides you some general information about LMI. For personalized advise, please contact our mortgage professionals to arrange a complimentary session.

FIXED VS VARIABLE

Whilst there is no way to predict what will happen to the economy and interest rates in the future, what is helpful to understand is the advantages and disadvantages of fixed and variable home loans so you can determine which one may suit you. This video provides you some general information about Fixed and Variable loans. For personalized advise, please contact our mortgage professionals to arrange a complimentary session.  

INTEREST ONLY LOANS

This is a loan where the borrower is only required to pay the interest on the loan rather than principal. This video provides you some general information about Interest Only Loans. For personalized advise, please contact our mortgage professionals to arrange a complimentary session.  

INTEREST IN ADVANCE LOANS

An Interest Only in Advance Loan is available on an investment loan where the interest rate is fixed. It is a repayment option that offers an additional interest rate discount for paying 12 months interest in advance. This video provides you some general information about Interest in Advance loans. For personalized advise, please contact our mortgage professionals to arrange a complimentary session.  

OFFSET VS REDRAW

This home loan feature is operated in concurrence with your home loan account. This video provides you basic information about Offset and Redraw features. For personalized advise, please contact our mortgage professionals to arrange a complimentary session.  

TIPS FOR BUYING AT AUCTION

Auctions are a popular way of buying or selling but are very different from other property purchases. 

This video provides you some tips to be careful about and steps to get ready to purchase at Auction.  

For personalized advise, please contact our mortgage professionals to arrange a complimentary session.  

SETTLEMENT DAY

Settlement day is when the ownership of a property you have purchased is transferred into your name and the balance of the sale price is transferred to the seller. It is a legal process that is looked after by the purchaser’s & seller’s legal and financial representatives. This video provides you general information about the settlement Day. For personalized advise, please contact our mortgage professionals to arrange a complimentary session.