Loan Purpose

Farmland surges 25% in 12 months

Farmland surges 25% in 12 months The value of Australian farmland has surged in the last 12 months on the back of higher demand, strong conditions and low interest rates.  Rabobank’s Australian Agricultural Price Outlook shows that agricultural land prices across Australia rose by 27% in 2021, with double digital growth recorded in all states.… Continue reading Farmland surges 25% in 12 months

Can you get a car loan with poor credit history?

Can you get a car loan with poor credit history? When you apply for a car loan, or any loan for that matter, the lender is going to take a close look at your credit history.  Lenders typically like to see that you’ve had credit in the past and have paid back your debts in… Continue reading Can you get a car loan with poor credit history?

How to get approved for a car loan

How to get approved for a car loan Most car buyers will normally think about the type of car they want to buy and then wait until they have done a test drive at the dealership before thinking about finance.  This is a mistake because it puts you in a bad position to negotiate, meaning… Continue reading How to get approved for a car loan

3 things that could be hurting your credit score

3 things that could be hurting your credit score Whenever you apply for credit, lenders will take a close look at your credit score. Your credit score is basically a track record of how you’ve handled borrowed money in the past.  Your credit score takes into consideration how well you paid back past loans and… Continue reading 3 things that could be hurting your credit score

How to manage higher loan repayments

How to manage higher loan repayments  Interest rates are rising as the Reserve Bank of Australia (RBA) looks to aggressively hike the official cash rate to help slow growing inflation.  For average borrowers, higher interest rates make it more difficult to meet mortgage payments and can eat into household budgets.  If you’re concerned about rising… Continue reading How to manage higher loan repayments

Should you lease or buy manufacturing equipment?

Should you lease or buy manufacturing equipment?  If you’re a manufacturer, then you’re likely often faced with the prospect of needing to upgrade your equipment and working out the best way to pay for it.    Typically, leasing and financing equipment are two of the most effective ways to ensure that your business cash flows remain… Continue reading Should you lease or buy manufacturing equipment?

Demand for CBD office space continues its recovery

Demand for CBD office space continues its recovery  Tenants are slowly returning to CBD offices around the country as businesses get back on track.  According to the Property Council of Australia’s latest Office Market Report, tenant demand was 0.5 per cent higher on average across the country’s CBDs.  Property Council Chief Executive Ken Morrison said the figures… Continue reading Demand for CBD office space continues its recovery

Industrial property could help hedge against rising inflation

Industrial property could help hedge against rising inflation Industrial property could be an effective way to hedge against Australia’s highest rate of inflation in decades, according to an expert.  Ray White Commercial Head of Research, Vanessa Rader, said commercial property and in particular industrial assets appear to be well positioned in the current high inflation… Continue reading Industrial property could help hedge against rising inflation

How to help your children buy a home

How to help your children buy a home Property prices across Australia have risen sharply over the past 20 years and the rapid increase has made it a lot harder to get into the property market than in previous generations.  Fortunately, many older Australians have seen their own properties grow in value, and that growth… Continue reading How to help your children buy a home

3 Tips for Buying Your First Home

3 Tips for Buying Your First Home Buying your first home can be a daunting experience. It will likely take a number of months to get your financials in order and navigate the property search.  While there are many things to think about, here are three key things to consider. Understand your budget For most… Continue reading 3 Tips for Buying Your First Home